It’s easy to be cruel when it comes to English. Just ask someone who is used to speak Spanish. They tell you stories about how English speakers suddenly start talking too fast and use words that do not understand. Most of them give up and let it happen, whatever “it” is. Asking people to repeat what offends. Better to wait what he said was not too important, that is not going to be expensive. Well, it’s the same when the lawyers get something. We all like to think that English speakers are very intelligent and understand most words in our way. But the truth is quite different. If lawyers really get going, use words and sentence construction is above the average person. For many people, that could well be speaking in Spanish. Why does this matter?
Did you know that more than thirty states have passed laws requiring insurers to write policies in plain English? It sounds crazy but true. With the exception of insurance companies do not seem to understand what these laws mean. In other words, most insurers pay lawyers to write in English all find difficult to follow. Thus, most of us ignore when we are trying to say. Lawyers for the insurer to explain to us exactly what the policy says he has to pay. There is also the question of the size of the print. All kidding about the fine print, but many of the bits that restrict our rights are in smaller letters. It just all adds up to be unfair that the laws were passed. Except the states have little enthusiasm for the application of these laws, leaving us in the lurch. Continue reading Written in plain English
Do not let the search for affordable insurance that consume valuable time when your to-do list is far from complete. We know you have other things competing for your time. When you leave Hometown Quotes do the work for you, find insurance that meets your needs, not one of them. Your time is valuable, so save! Between ferrying children to soccer practice, mowing the lawn, finishing that huge research project that is due tomorrow’s class of political science or just find a few minutes to simply take a break and relax can be difficult find time to purchase affordable insurance coverage. Wherever you are in many stages of life, why dig through the phone when the insurance quotes you are looking at their disposal?
Fire insurance business means the business of effecting, otherwise than incidentally to some other class of insurance business, contracts of insurance against loss by or incidental to fire or other occurrence customarily included among the risks insured against in fire insurance policies.
Most homeowners have fire insurance, but few truly understand what it is and how it works. We spoke with two experts in the field to get an accurate definition. The first is fire insurance expert Dave Peterson who has practiced in the insurance industry for over 30 years and acts as an expert witness on behalf of plaintiffs. The second is Advocate Law Group partner Bob Scott, who has also practiced in the insurance industry for over 30 years and is a champion of consumer rights. Continue reading Fire Insurance
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